money, money..

Oh yeah. The hardest fact is "how safe your money".  When you go to the plaza you forget the gold-rule... DON'T BUY EVERYTHING. JUST THE MUST-HAVE THINGS!  Ask yourself: when i will wear it? and where? and who with? If you can answer the questions let's buy the thing, but if you say i don't know or no, put it back!
My  favourite fashion desingner's (Lauren Conrad) opinion is:
"Creating versatile garments that don't cost a lot of money was really important when I designed Kohl's line. You don't always have to splurge to look good. The trick to building your wardrobe is knowing what to splurge on."
But i think sometimes it's okay to spend a little  more than you can afford if it makes you feel happy.